We had the good fortune of connecting with Andrew Yao and we’ve shared our conversation below.
Hi Andrew, how do you think about risk?
As an insurance agent, I’m risk averse. Just kidding! Risk has played a major role in my life, otherwise I wouldn’t be where I am today with Decisive Insurance. We all take a certain amount of risk in the choices we make every day, so why not make choices and take chances on things that will help you move forward in your goals? For example, after I graduated college, I had a pretty safe job working with family in commercial real estate. Even though it afforded me a good life, I just knew it wasn’t what I should be doing. After a few years there, I took the risk to move to Scandinavia. Nothing was familiar or comfortable at first, but by taking that risk, I was able to encounter one-of-a-kind life experiences and meet people I would have never met if I had stayed where I was. The same kind of situation presented itself when I wanted to start my own agency with my business partner, Dominic. I was working a steady job at a big insurance company, but Dominic and I knew we would be able to help more people if we took the risk and started our own company. With risks like these, I never hesitated because they always felt like a step in the right direction.
Alright, so for those in our community who might not be familiar with your business, can you tell us more?
When my business partner, Dominic, and I wanted to start Decisive Insurance, we had one goal in mind: to get people quality insurance coverage without the large price tag. These days, and especially with the fluctuating economy, it’s especially important for people to save money in any way that they can. But it’s also important that they don’t cut corners on coverage when they’re trying to cut down their rates. On top of that, most people don’t have time to do their due diligence to find the best insurance policies for them. So, they end up seeing splashy, expensive commercials on TV or online and choosing the first company that pops into their mind. We were at one of those companies, and we knew we could do so much better for the customers we were serving. At Decisive Insurance, we take the time to search for the best home, auto, renter’s and commercial policies for the needs of themselves and their families from a variety of hand-selected, A-rated carriers. Not only do we save them on their insurance that protects them when they least expect it, we save them the time it takes to find that company, giving them their peace of mind. Our customers trust us to make important decisions that protect their families, and we couldn’t ask for a better motivation to never forget our duty to our customers.
If you had a friend visiting you, what are some of the local spots you’d want to take them around to?
As a native Dallasite, I love showing my town around. My family loves being outside, and DFW has tons of choices of walking trails and parks. I’d take visitors to the Fort Worth Nature Center and Refuge and Oak Point Park & Nature Preserve in Plano. It’s always fun to go to downtown McKinney and the Bishop Arts District, since there are so many cool and unique shops there. We like going to Ettiene Market and Patina Green in McKinney. We love the Salty Donut in Bishop Arts District. Since the Decisive Insurance office is based in Richardson, I can’t forget about Guitars and Growlers for good drinks and food as well.
The Shoutout series is all about recognizing that our success and where we are in life is at least somewhat thanks to the efforts, support, mentorship, love and encouragement of others. So is there someone that you want to dedicate your shoutout to?
We dedicate our shoutout to our loyal customers who appreciate our efforts and spread the word about us!